FREE Old vs New Tax Regime Quick Checker — Tax Year 2026-27

Old regime or new? Find out in 2 minutes — free.

Every year your employer asks you to pick a tax regime, and most people guess. This free spreadsheet tells you which one costs you less for tax year 2026-27, by how much per month, and how much you'd need to claim in deductions for the old regime to be worth it.

What it does

✓ Calculates both regimes side by side, including standard deduction, rebate, marginal relief just above ₹12 lakh, and cess
✓ Applies deduction caps automatically (80C-type investments, health insurance, home loan interest, NPS)
✓ Shows your break-even deduction amount
✓ Slab rates in an editable table, so it stays useful after the next Budget

Updated for the Income-tax Act, 2025

From 1 April 2026 the new Act uses "tax year" instead of financial year and assessment year, and renumbers sections. Slab rates are unchanged, and the new regime stays the default.

Who it's for

Salaried residents below 60 choosing a regime or planning investment declarations. Not for incomes above ₹50 lakh (surcharge isn't modelled), capital gains, or filing your return.

How to get it

Add to cart and check out at ₹0 — no card needed. The download link appears instantly and is emailed to you. You'll also get occasional practical money emails from us; unsubscribe anytime.

Want more? The Loan, Tax & Investment Decision Suite adds a SIP goal planner and a "prepay loan or invest" calculator with a verdict.

A comparison tool, not tax advice. Confirm with a qualified CA before acting.