{"product_id":"free-old-vs-new-tax-regime-quick-checker-tax-year-2026-27","title":"FREE Old vs New Tax Regime Quick Checker — Tax Year 2026-27","description":"\u003ch2\u003eOld regime or new? Find out in 2 minutes — free.\u003c\/h2\u003e\n\u003cp\u003eEvery year your employer asks you to pick a tax regime, and most people guess. This free spreadsheet tells you which one costs you less for tax year 2026-27, by how much per month, and how much you'd need to claim in deductions for the old regime to be worth it.\u003c\/p\u003e\n\n\u003ch3\u003eWhat it does\u003c\/h3\u003e\n\u003cp\u003e✓ Calculates both regimes side by side, including standard deduction, rebate, marginal relief just above ₹12 lakh, and cess\u003cbr\u003e\n✓ Applies deduction caps automatically (80C-type investments, health insurance, home loan interest, NPS)\u003cbr\u003e\n✓ Shows your break-even deduction amount\u003cbr\u003e\n✓ Slab rates in an editable table, so it stays useful after the next Budget\u003c\/p\u003e\n\n\u003ch3\u003eUpdated for the Income-tax Act, 2025\u003c\/h3\u003e\n\u003cp\u003eFrom 1 April 2026 the new Act uses \"tax year\" instead of financial year and assessment year, and renumbers sections. Slab rates are unchanged, and the new regime stays the default.\u003c\/p\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cp\u003eSalaried residents below 60 choosing a regime or planning investment declarations. Not for incomes above ₹50 lakh (surcharge isn't modelled), capital gains, or filing your return.\u003c\/p\u003e\n\n\u003ch3\u003eHow to get it\u003c\/h3\u003e\n\u003cp\u003eAdd to cart and check out at ₹0 — no card needed. The download link appears instantly and is emailed to you. You'll also get occasional practical money emails from us; unsubscribe anytime.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eWant more?\u003c\/strong\u003e The Loan, Tax \u0026amp; Investment Decision Suite adds a SIP goal planner and a \"prepay loan or invest\" calculator with a verdict.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eA comparison tool, not tax advice. Confirm with a qualified CA before acting.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62368961036658,"sku":null,"price":0.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/ChatGPTImageSep18_2026_05_40_01PM.png?v=1789735489","url":"https:\/\/yourdigiverse.com\/hi\/products\/free-old-vs-new-tax-regime-quick-checker-tax-year-2026-27","provider":"YourDigiverse","version":"1.0","type":"link"}