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Whether you sell on Instagram, Etsy, Shopify or at markets, this tracker keeps every order, customer and rupee organised so you can see what's working.\u003c\/p\u003e\n\u003ch2\u003eSales Tracker at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 15 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹349 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eAnnual Sales Overview\u003c\/li\u003e\n\u003cli\u003eSales Goals\u003c\/li\u003e\n\u003cli\u003eDaily Sales Log (×6)\u003c\/li\u003e\n\u003cli\u003eMonthly Sales Summary (×2)\u003c\/li\u003e\n\u003cli\u003eProduct Performance\u003c\/li\u003e\n\u003cli\u003eCustomer List\u003c\/li\u003e\n\u003cli\u003eReturns \u0026amp; Refunds\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eHome bakers, Instagram and WhatsApp sellers, Etsy\/Shopify store owners, market stall sellers and small retailers.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eSet monthly targets on the Sales Goals page.\u003c\/li\u003e\n\u003cli\u003eLog every order in the Daily Sales Log.\u003c\/li\u003e\n\u003cli\u003eTotal each month on the Monthly Summary and compare with your goal.\u003c\/li\u003e\n\u003cli\u003eTrack your bestsellers in the Product Performance table.\u003c\/li\u003e\n\u003cli\u003eReview the Annual Overview at year end.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eCan I track orders from Instagram or WhatsApp?\u003c\/h3\u003e\u003cp\u003eYes. The daily sales log has columns for order number, customer, product, quantity, amount in ₹, paid and sent — it works for any sales channel.\u003c\/p\u003e\u003ch3\u003eDoes it calculate profit?\u003c\/h3\u003e\u003cp\u003eThe Annual Sales Overview and Product Performance pages have revenue, expense\/cost and profit columns you fill in each month.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/how-to-track-sales-small-business-india\"\u003eHow to track sales for a small online business in India\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413103530354,"sku":null,"price":349.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-03-sales-tracker-1-cover.jpg?v=1790570186"},{"product_id":"monthly-budget-planner-printable-money-planner","title":"Monthly Budget Planner – Printable Money Planner (₹)","description":"\u003cp\u003e\u003cstrong\u003ePlan every rupee, track every month.\u003c\/strong\u003e This printable monthly budget planner from YourDigiverse is a 21-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. A budget isn't about restriction — it's telling your money where to go. This planner walks you through a simple monthly routine: plan income, set limits, track spending and review.\u003c\/p\u003e\n\u003ch2\u003eMonthly Budget Planner at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 21 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹399 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eAnnual Budget Overview\u003c\/li\u003e\n\u003cli\u003eFinancial Goals\u003c\/li\u003e\n\u003cli\u003eMonthly Budget (×12)\u003c\/li\u003e\n\u003cli\u003eExpense Tracker (×4)\u003c\/li\u003e\n\u003cli\u003eNotes\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eSalaried professionals, families and students in India who want to plan income, control spending and save every month.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eFill the Annual Budget Overview to see your year at a glance.\u003c\/li\u003e\n\u003cli\u003eAt the start of each month, list income and plan your expenses on the Monthly Budget page.\u003c\/li\u003e\n\u003cli\u003eLog daily spending in the Expense Tracker.\u003c\/li\u003e\n\u003cli\u003eAt month end, compare planned vs actual and note what to change.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eAre the categories suitable for Indian households?\u003c\/h3\u003e\u003cp\u003eYes. Fixed and variable expense tables include rent\/EMI, electricity, school fees, SIP\/investments, groceries, fuel, festivals and gifts — all in ₹.\u003c\/p\u003e\u003ch3\u003eHow many months does it cover?\u003c\/h3\u003e\u003cp\u003eIt includes 12 undated monthly budget pages, so you can start in any month and reprint pages for future years.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/how-to-make-a-monthly-budget-india-50-30-20-rule\"\u003eHow to make a monthly budget in India: the 50\/30\/20 rule with a ₹50,000 example\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413103595890,"sku":null,"price":399.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-05-monthly-budget-planner-1-cover.jpg?v=1790570186"},{"product_id":"bill-payment-tracker-printable-bill-organiser","title":"Bill Payment Tracker – Printable Bill Organiser","description":"\u003cp\u003e\u003cstrong\u003eEvery bill, every month, paid on time.\u003c\/strong\u003e This printable bill payment tracker from YourDigiverse is a 17-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. Late fees add up. This tracker lists every recurring bill, when it's due and whether it's paid — month by month.\u003c\/p\u003e\n\u003ch2\u003eBill Payment Tracker at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 17 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹199 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eMy Bill List\u003c\/li\u003e\n\u003cli\u003e12-Month Bill Checklist\u003c\/li\u003e\n\u003cli\u003eMonthly Payment Tracker (×12)\u003c\/li\u003e\n\u003cli\u003eAnnual \u0026amp; One-off Payments\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eHouseholds, renters and anyone juggling EMIs, utilities, credit cards, subscriptions and insurance premiums.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eList every recurring bill and its due date on the Bill List.\u003c\/li\u003e\n\u003cli\u003eEach month, tick bills off on the Monthly Payment Tracker as you pay them.\u003c\/li\u003e\n\u003cli\u003eUse the 12-Month Checklist to see your whole year at once.\u003c\/li\u003e\n\u003cli\u003eTrack one-off and annual payments (insurance, taxes) separately.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eWhich bills can I track?\u003c\/h3\u003e\u003cp\u003eAny recurring bill. The Bill List is pre-filled with common Indian bills — rent\/EMI, electricity, water, LPG, mobile, broadband, DTH\/OTT, credit card, insurance, maid and school fees.\u003c\/p\u003e\u003ch3\u003eWhat's the difference from the Bill Tracker?\u003c\/h3\u003e\u003cp\u003eThe Bill Payment Tracker focuses on logging each month's payments in detail; the Bill Tracker is a simpler yearly organiser with a due-date calendar.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/how-to-make-a-monthly-budget-india-50-30-20-rule\"\u003eHow to make a monthly budget in India: the 50\/30\/20 rule with a ₹50,000 example\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAlso read:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/how-to-never-miss-a-bill-payment-india\"\u003eHow to never miss a bill payment in India: bill list, due-date calendar and autopay\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413103792498,"sku":null,"price":199.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-07-bill-payment-tracker-1-cover.jpg?v=1790570186"},{"product_id":"paycheck-budget-printable-salary-budget-planner","title":"Paycheck Budget – Printable Salary Budget Planner (₹)","description":"\u003cp\u003e\u003cstrong\u003ePlan every salary before it arrives.\u003c\/strong\u003e This printable paycheck budget planner from YourDigiverse is a 16-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. If you're paid monthly, twice a month or weekly, budgeting per paycheck is the easiest way to stay ahead. Assign every rupee a job the day it lands.\u003c\/p\u003e\n\u003ch2\u003ePaycheck Budget at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 16 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹299 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003ePay Schedule\u003c\/li\u003e\n\u003cli\u003ePaycheck Budget (×12)\u003c\/li\u003e\n\u003cli\u003ePaycheck Log\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eSalaried employees and freelancers paid monthly, twice a month or weekly who want every rupee assigned before it's spent.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eNote your pay schedule and the bills that fall between each paycheck.\u003c\/li\u003e\n\u003cli\u003eEach payday, fill a Paycheck Budget page: income, bills, savings, spending.\u003c\/li\u003e\n\u003cli\u003eAim for 'left to assign = ₹0' so every rupee has a purpose.\u003c\/li\u003e\n\u003cli\u003eUse the Paycheck Log to watch your income across the year.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eWhat is paycheck budgeting?\u003c\/h3\u003e\u003cp\u003eYou plan how each salary will be spent on the day it arrives — bills, savings and spending — until 'left to assign' is ₹0.\u003c\/p\u003e\u003ch3\u003eDoes it use the 50\/30\/20 rule?\u003c\/h3\u003e\u003cp\u003eEach page has a 50\/30\/20 guide (needs, wants, savings) you can use as a starting point and adjust.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/how-to-make-a-monthly-budget-india-50-30-20-rule\"\u003eHow to make a monthly budget in India: the 50\/30\/20 rule with a ₹50,000 example\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413103858034,"sku":null,"price":299.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-09-paycheck-budget-1-cover.jpg?v=1790570186"},{"product_id":"52-week-saving-tracker-printable-savings-challenge","title":"52 Week Saving Tracker – Printable Savings Challenge (₹)","description":"\u003cp\u003e\u003cstrong\u003eStart small, finish the year with ₹68,900 saved.\u003c\/strong\u003e This printable 52 week money challenge from YourDigiverse is a 9-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. The 52-week challenge is the easiest way to build a savings habit. Week 1 you save ₹50, week 2 ₹100, and so on — by week 52 you've saved ₹68,900.\u003c\/p\u003e\n\u003ch2\u003e52 Week Saving Tracker at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 9 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹149 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003e52-Week Challenge · Classic (×2)\u003c\/li\u003e\n\u003cli\u003e52-Week Challenge · Reverse (×2)\u003c\/li\u003e\n\u003cli\u003e52-Week Challenge · Custom (×2)\u003c\/li\u003e\n\u003cli\u003eSavings Progress\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eBeginners who want to build a savings habit, and families saving for a goal like a holiday or festival.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003ePick a version: Classic (₹50 steps), Reverse (start high, end low), or Custom.\u003c\/li\u003e\n\u003cli\u003eSave the amount each week and tick the box.\u003c\/li\u003e\n\u003cli\u003eColour a square on the Savings Progress page each week you save.\u003c\/li\u003e\n\u003cli\u003eStuck on a big week? Swap it for any unchecked smaller week.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eHow much will I save?\u003c\/h3\u003e\u003cp\u003eThe classic version saves ₹50 more each week (₹50, ₹100 … ₹2,600), totalling ₹68,900 after 52 weeks. The custom version lets you choose your own amounts.\u003c\/p\u003e\u003ch3\u003eWhat is the reverse challenge?\u003c\/h3\u003e\u003cp\u003eYou start with the largest deposit (₹2,600) and finish with the smallest, which many people find easier around year-end festivals.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. 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Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413103989106,"sku":null,"price":149.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-11-52-week-saving-tracker-1-cover.jpg?v=1790570186"},{"product_id":"sinking-funds-tracker-printable-savings-planner","title":"Sinking Funds Tracker – Printable Savings Planner (₹)","description":"\u003cp\u003e\u003cstrong\u003eFestivals, travel, gadgets — no more surprise expenses.\u003c\/strong\u003e This printable sinking funds tracker from YourDigiverse is a 7-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. A sinking fund is money you set aside little by little for a known future expense — Diwali shopping, insurance premiums, a holiday, a new phone. No more scrambling when the bill arrives.\u003c\/p\u003e\n\u003ch2\u003eSinking Funds Tracker at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 7 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹199 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eSinking Funds Overview\u003c\/li\u003e\n\u003cli\u003eSinking Fund Tracker (×3)\u003c\/li\u003e\n\u003cli\u003eMonthly Check-in\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eAnyone tired of big expenses catching them off guard — festivals, insurance premiums, school fees, travel or gadgets.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eList upcoming expenses on the Sinking Funds Overview.\u003c\/li\u003e\n\u003cli\u003eDivide each target by the months left to find your monthly contribution.\u003c\/li\u003e\n\u003cli\u003eGive each fund its own tracker and colour in the progress bar as you save.\u003c\/li\u003e\n\u003cli\u003eTop up or reallocate at the monthly check-in.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eWhat is a sinking fund?\u003c\/h3\u003e\u003cp\u003eMoney you set aside every month for a known future expense, so when the bill arrives the cash is already there.\u003c\/p\u003e\u003ch3\u003eHow many funds can I track?\u003c\/h3\u003e\u003cp\u003eThe overview lists 13 funds, and each tracker page holds 2 funds with deposit and withdrawal logs — reprint pages for more.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/sinking-funds-india-list-how-to\"\u003eSinking funds: how to calculate them, and 12 every Indian household needs\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. 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This planner helps you set clear goals, try fun saving challenges, cut spending and watch your balance grow.\u003c\/p\u003e\n\u003ch2\u003eSaving Planner at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 10 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹249 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eSavings Goal (×3)\u003c\/li\u003e\n\u003cli\u003eNo-Spend Challenge\u003c\/li\u003e\n\u003cli\u003e₹100 a Day Challenge\u003c\/li\u003e\n\u003cli\u003eSavings Log\u003c\/li\u003e\n\u003cli\u003eSpending Cuts\u003c\/li\u003e\n\u003cli\u003eMonthly Savings Review\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003ePeople who want to save for specific goals and enjoy visual savings challenges.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eWrite each goal on a Savings Goal page with target and deadline.\u003c\/li\u003e\n\u003cli\u003ePick a challenge — No-Spend or ₹100-a-day — and colour as you go.\u003c\/li\u003e\n\u003cli\u003eLog deposits in the Savings Log.\u003c\/li\u003e\n\u003cli\u003eReview monthly and celebrate milestones.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eWhat is the ₹100 a day challenge?\u003c\/h3\u003e\u003cp\u003eSave ₹100 daily for 100 days and colour one box each day — ₹10,000 by the end.\u003c\/p\u003e\u003ch3\u003eWhat's in the no-spend challenge?\u003c\/h3\u003e\u003cp\u003eA 30-day grid to cross off days with no non-essential spending, plus space for rules, allowed essentials and what you learned.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/52-week-money-challenge-india-rupees-chart\"\u003e52-week money challenge in rupees: full chart and totals\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413104382322,"sku":null,"price":249.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-16-saving-planner-1-cover.jpg?v=1790570186"},{"product_id":"bill-tracker-printable-yearly-bill-organiser","title":"Bill Tracker – Printable Yearly Bill Organiser","description":"\u003cp\u003e\u003cstrong\u003eDue dates on one calendar, paid bills at a glance.\u003c\/strong\u003e This printable bill tracker from YourDigiverse is a 17-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. A simple, quick-glance bill organiser: write due dates on the calendar, tick bills as they're paid, and see your yearly total by category.\u003c\/p\u003e\n\u003ch2\u003eBill Tracker at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 17 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹149 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eBill Due Calendar\u003c\/li\u003e\n\u003cli\u003eMonthly Bill Checklist (×12)\u003c\/li\u003e\n\u003cli\u003eYearly Bill Summary\u003c\/li\u003e\n\u003cli\u003eBill Directory\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eAnyone who wants a quick, simple way to see every bill's due date and payment status at a glance.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eWrite every bill and due date on the Bill Due Calendar.\u003c\/li\u003e\n\u003cli\u003eUse one Monthly Bill Checklist per month.\u003c\/li\u003e\n\u003cli\u003eSummarise totals on the Yearly Bill Summary.\u003c\/li\u003e\n\u003cli\u003eKeep account numbers \u0026amp; helplines on the Bill Directory.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eWhat's on the Bill Due Calendar?\u003c\/h3\u003e\u003cp\u003eA day-by-day list (1–31) where you write which bills are due on each date, so the whole month is visible at once.\u003c\/p\u003e\u003ch3\u003eCan I see yearly totals?\u003c\/h3\u003e\u003cp\u003eYes — the Yearly Bill Summary shows spending by category (housing, utilities, phone, insurance, loans, cards, education, subscriptions) for all 12 months.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. 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Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413104447858,"sku":null,"price":149.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-17-bill-tracker-1-cover.jpg?v=1790570186"},{"product_id":"financial-tracker-printable-personal-finance-planner","title":"Financial Tracker – Printable Personal Finance Planner (₹)","description":"\u003cp\u003e\u003cstrong\u003eNet worth, debt, investments and cash flow in one place.\u003c\/strong\u003e This printable personal finance planner from YourDigiverse is a 14-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. See your complete financial picture: net worth, income, spending, debt payoff and investments. Update monthly and watch progress over time.\u003c\/p\u003e\n\u003ch2\u003eFinancial Tracker at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 14 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹449 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eNet Worth (×2)\u003c\/li\u003e\n\u003cli\u003eCash Flow · 12 Months\u003c\/li\u003e\n\u003cli\u003eIncome Tracker\u003c\/li\u003e\n\u003cli\u003eExpense Tracker (×3)\u003c\/li\u003e\n\u003cli\u003eDebt Overview\u003c\/li\u003e\n\u003cli\u003eDebt Payoff Tracker\u003c\/li\u003e\n\u003cli\u003eInvestment Tracker\u003c\/li\u003e\n\u003cli\u003eInsurance \u0026amp; Policies\u003c\/li\u003e\n\u003cli\u003eAnnual Financial Review\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eIndividuals and couples in India who want a complete picture of assets, loans, investments and cash flow.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eCalculate your Net Worth (update quarterly).\u003c\/li\u003e\n\u003cli\u003eTrack monthly Cash Flow.\u003c\/li\u003e\n\u003cli\u003eList loans on the Debt Overview and pay off with the snowball or avalanche method.\u003c\/li\u003e\n\u003cli\u003eTrack SIPs, FDs, PPF, stocks and gold on the Investment Tracker.\u003c\/li\u003e\n\u003cli\u003eReview everything in the Annual Review.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eDoes it cover Indian investments?\u003c\/h3\u003e\u003cp\u003eYes — net worth and investment pages include savings, FD\/RD, mutual funds, stocks, PPF\/EPF\/NPS, gold and property.\u003c\/p\u003e\u003ch3\u003eWhich debt payoff methods does it support?\u003c\/h3\u003e\u003cp\u003eBoth snowball (smallest balance first) and avalanche (highest interest first), with a month-by-month payoff tracker.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/how-to-make-a-monthly-budget-india-50-30-20-rule\"\u003eHow to make a monthly budget in India: the 50\/30\/20 rule with a ₹50,000 example\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413104972146,"sku":null,"price":449.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-30-financial-tracker-1-cover.jpg?v=1790570186"},{"product_id":"income-tracker-printable-freelancer-income-log","title":"Income Tracker – Printable Freelancer Income Log (₹)","description":"\u003cp\u003e\u003cstrong\u003eTrack every income stream and payment.\u003c\/strong\u003e This printable income tracker from YourDigiverse is a 19-page, undated A4 PDF you can print at home or fill in digitally in GoodNotes. Perfect for freelancers, creators, tutors and side hustlers with more than one income stream. Record every payment, chase pending invoices and see your yearly total.\u003c\/p\u003e\n\u003ch2\u003eIncome Tracker at a glance\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e printable PDF, instant digital download\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePages:\u003c\/strong\u003e 19 (including cover and a “Start here” guide)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSize:\u003c\/strong\u003e A4 — prints on US Letter with “Fit to page”\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDates:\u003c\/strong\u003e undated — start any day, reuse every year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks with:\u003c\/strong\u003e GoodNotes, Notability, Xodo and other PDF apps\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrice:\u003c\/strong\u003e ₹199 one-time, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eCover page + \"Start here\" guide with tips\u003c\/li\u003e\n\u003cli\u003eIncome Streams\u003c\/li\u003e\n\u003cli\u003eAnnual Income Summary\u003c\/li\u003e\n\u003cli\u003eMonthly Income Log (×12)\u003c\/li\u003e\n\u003cli\u003eInvoice Tracker (×2)\u003c\/li\u003e\n\u003cli\u003eClient Directory\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWho it's for\u003c\/h2\u003e\u003cp\u003eFreelancers, tutors, creators and side hustlers in India with more than one income stream.\u003c\/p\u003e\n\u003ch2\u003eHow to use it\u003c\/h2\u003e\u003col\u003e\n\u003cli\u003eList each income stream on the Income Streams page.\u003c\/li\u003e\n\u003cli\u003eLog each payment on the Monthly Income Log.\u003c\/li\u003e\n\u003cli\u003eTrack invoices until they're paid.\u003c\/li\u003e\n\u003cli\u003eSummarise on the Annual Income Summary — handy for ITR \/ tax filing.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\u003ch3\u003eCan I record TDS?\u003c\/h3\u003e\u003cp\u003eYes — each monthly income log has a TDS column, which helps when filing your income tax return.\u003c\/p\u003e\u003ch3\u003eDoes it track unpaid invoices?\u003c\/h3\u003e\u003cp\u003eYes — the Invoice Tracker records invoice number, client, sent and due dates, amount, paid date and a paid checkbox.\u003c\/p\u003e\u003ch3\u003eIs this a physical product?\u003c\/h3\u003e\u003cp\u003eNo. It is a digital PDF download — nothing is shipped. You get the file instantly after checkout, by download link and email.\u003c\/p\u003e\u003ch3\u003eCan I use it in GoodNotes or on an iPad?\u003c\/h3\u003e\u003cp\u003eYes. Import the PDF into GoodNotes, Notability, Xodo or any PDF annotation app and write on it with a stylus — or print it at home.\u003c\/p\u003e\u003ch3\u003eCan I print pages more than once?\u003c\/h3\u003e\u003cp\u003eYes. Every page is undated, so you can reprint any page as often as you like for your own personal use.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFree guide:\u003c\/strong\u003e \u003ca href=\"\/hi\/blogs\/news\/how-to-track-freelance-income-india\"\u003eHow to track freelance income in India\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital download for personal use only — please don't resell or share the file. Designed in India by YourDigiverse, a store for printable planners, money tools and spiritual ebooks.\u003c\/em\u003e\u003c\/p\u003e","brand":"YourDigiverse","offers":[{"title":"Default Title","offer_id":62413105135986,"sku":null,"price":199.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0983\/2654\/4754\/files\/yd-34-income-tracker-1-cover.jpg?v=1790570187"}],"url":"https:\/\/yourdigiverse.com\/hi\/collections\/india-money-tools.oembed","provider":"YourDigiverse","version":"1.0","type":"link"}